Sale-leaseback transactions allow businesses to use their equipment to raise capital while retaining possession of their business equipment. This is done by selling some, or all of their business equipment that is owned free and clear, to a leasing company. The business receives cash for the asset sale and then signs a lease agreement for that same asset so the business (lessee) can continue to use it. At the end of the lease contract, ownership of the asset is transferred back to the lessee. This type of financing presents a broker with a working capital solution for businesses that paid cash for equipment in the past, but now find themselves in a cash crunch. BFC’s can earn 2-15 points on this type of transaction.